When people drive their cars in Louisiana, there are many mistakes that drivers make, and as result there are many accidents that occur. These car accidents can cause significant damage and injuries. The damage and injuries can be very costly for the victims of the accident.
It is important that the victims of the accidents are made whole afterwards, and so the law requires all drivers to have car insurance. The insurance is supposed to pay for the damaged caused by the insured driver.
However, just like drivers violate other traffic laws, not all drivers follow the law requiring them to have insurance. When a driver who does not have insurance causes an accident, it can be very detrimental for the victim of the accident. Not only could they be left with damage to their vehicles and serious injuries that require extensive medical treatment, but they could be left paying for all of the damages themselves.
People who find themselves in this unfortunate position may still be able to obtain compensation though. The law also requires that insurance companies offer people uninsured motorist coverage. If people have this uninsured motorist coverage, they could receive compensation from their own insurance company since the driver who caused the accident did not have insurance.
However, obtaining the proper amount of compensation can still be complicated. For instance, dealing with any insurance company can be difficult.
There are many drivers in Louisiana who do not have the required car insurance. If they cause an accident they can put the victim of the accident in a very difficult position both physically and financially. However, the victim may still be able to recover compensation through uninsured motorist coverage. Consulting with an experienced attorney could be beneficial.